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January 13, 2026
credit card interest rate caps
January 13, 2026
The Impact of a Credit Card Interest Rate Cap

Not entirely beneficial, credit card interest rate caps create the tradeoffs that we always associate with price ceilings.

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December 23, 2025
Our Weekly Economic News Roundup and comparing wages
December 23, 2025
When Do We Spend Less?

Looking at the psychology of spending, we can compare the difference between using cash and a tap or swipe.

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December 9, 2025
central bank digital currencies
December 9, 2025
What We Need To Know About Central Bank Digital Currencies (CBCDs)
Including launched and pilot programs, except for the U.S. cancellation, central bank digital currency (cbdc) initiatives have multipled.
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November 12, 2025
Weekly Economic News Roundup and credit cards
November 12, 2025
Why There’s No Such Thing As a Free Reward

While it feels like consumers enjoy free credit card rewards, in countless ways they cost users and even the people that do not use them.

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May 27, 2025
economic news roundup and eliminating the penny
May 27, 2025
Why Eliminating the Penny Makes Sense

Knowing it is somewhat useless and yet still a part of our culture, we should ask if eliminating the penny is a wise decision.

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February 11, 2025
eliminating the penny
February 11, 2025
Taking One Side of the Penny Debate

Since eliminating the penny just got added to President Trump's to-do list of new government policies, we should debate the pros and cons.

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February 3, 2025
credit card spending
February 3, 2025
When We Feel Payment Pain

Moving away from cash toward more debit and credit card spending, we can observe how our payment pain changes.

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January 30, 2025
Weekly Economic News Roundup and cashless tips
January 30, 2025
How Cashlessness Affects Tips

Directing […]

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October 8, 2024
Economic news roundup and Catastrophe Bonds
October 8, 2024
When a Mortgage Is Like a Hurricane

The United States can move money from regions with money to those that need it for needs that include mortgages and hurricanes.

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September 8, 2024
the penny debate
September 8, 2024
Why We Still Debate the Penny

Looking at the penny debate, we have a slew of reasons on both sides that have been used for decades with one new addition from the TSA.

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August 1, 2024
Weekly Economic News Roundup and supermarket food spending
August 1, 2024
Why Our Form of Payment Matters

Through their consumer surveys, the Federal Reserve identifies how and where our forms of payment differ and why it matters.

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May 1, 2024
Economic News Roundup and Zimbabwe's inflation
May 1, 2024
Why Zimbabwe’s Laundered Money Is Really Washed

The latest battle in Zimbabwe's war against inflation is being fought with another new currency that is called the ZiG.

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